Just a reminder: as of January 8, postal rates will be going up. The cost of a first-class stamp will be 39 cents, up from 37 cents. If you're sending any perfume-scented missives to your beloved (or even your perfume-scented AmEx bill payment), bear it in mind.
If you do everything electronically, however, there is nothing to worry about...well, at least not in terms of postage.
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